A full range of funding schemes to support households and businesses affected by flooding are now in place.
Grants of up to £ 5,000 are still available to homeowners and businesses that were flooded between 3 - 11 December 2015 or 24 - 28 December 2015. The end date for applications for both residential and business property applications has been extended to Friday 31 March 2017. All payments need to be made by 31 July 2017.
The grant is available to fund measures which improve a household or business property's resilience or resistance to flooding.
Households and businesses that have been flooded will wish to consider whether they might be eligible for a flood resilience grant. If they think they may be eligible, they should contact their District Council to find out what next steps they need to take.
Grants are intended only to fund measures which improve the property's resilience or resistance to flooding, over and above repairs that would normally be covered by insurance. Grant application forms should be submitted and approved in advance of committing expenditure. If applications are retrospective there is a risk to the homeowner that costs may not be eligible.
The Council Tax relief scheme will apply to Council Tax payers within both Unoccupied and Partly Occupied properties.
For properties that fit within this definition a 100% Council Tax Discount will apply to all properties that have been rendered uninhabitable due to the flooding.
This relief will apply:
for the period the property remains unoccupied and uninhabitable
will cease on reoccupation of the whole premises.
Partly Occupied Properties
For properties that fit within this definition a 100% Council Tax Discount will apply to all properties that have been rendered partly uninhabitable due to the flooding and the residents have remained in the property but occupation of the whole property is limited by flood damage.
This relief will apply:
for the period the property remains partly occupied
Will cease on reoccupation of the whole premises
Will be subject to verification by Council Officers
2nd Homes and Empty Properties
Properties which were empty or 2nd Homes at the time of the flooding will be allowed to claim the relief for a maximum period of 6 months
The Business Rate Relief scheme will award 100% rate relief for a three month period to all businesses affected by flooding. The definition for this can be found in the detailed scheme information that the District Councils will have available on their website.
The relief applies for the full three months even if the premises reopen within that time. A fresh application can be made if the adverse effects continue and will be considered by the Council. The total maximum period for which relief can be obtained is twelve months.
Funding is now available to support businesses severely affected by the recent flooding - whether flooded directly or affected less directly through, for example, extended road closures.
Grants are available to non-farming small and medium sized businesses (up to 250 full time equivalent employees). Support for farming businesses is being arranged separately through Defra.
Grants can be used for a wide range of activities to support survival and recovery such as marketing, interest payments on new and existing loans, specialist advice, training, equipment and other activities supporting implementation of a recovery action plan.
Growth Hub advisers are available free of charge to assist with development of action plans and help put together the application. All applications must be reviewed and signed off by a Growth Hub adviser.
They can also provide other practical advice and support and link businesses into other advice, support and funding available to them.
Application packs, including guidance notes on the scheme, are available to download at www.cumbriagrowthhub.co.uk.
The application process is simple and 75% of the grant will be paid up front within days of approval. To apply contact Cumbria Business Growth Hub, 0844 257 8450 or email@example.com.
The Cumbria Flood Recovery Fund 2015, which is being run by the Cumbria Community Foundation will provide financial assistance to help individuals and families who have been affected.
There is help available for individuals and families whose homes have significant structural damage from flooding and for employees who have lost work or income because of storm or flood. Please go online to apply at www.cumbriafoundation.org.
Voluntary and community organisations also play a vital role in supporting communities during times of need and grants will be made available to them also.
Support is available to voluntary and community groups who are providing immediate relief to people and longer term community rebuilding projects. Support will also be provided to flood affected community facilities. Please apply on line at www.cumbriafoundation.org or call 01900 825760.