Cumbria Local Government Pension Scheme (LGPS)

Cumbria LGPS is part of the Local Government Pension Scheme (LGPS). The LGPS is a countrywide scheme, available to employees in local government or, where eligible, working for employers participating in the Scheme.  It provides a range of benefits that cover many situations, not just retirement.  The LGPS is a defined benefit scheme.  For more information about the Scheme benefits please visit the Your Pension Service 'Joining the Scheme' page.

The contact telephone helpdesk for Your Pension Service is 0300 323 0260

Cumbria County Council is the administering authority for Cumbria LGPS.  As administering authority the Council is responsible for two key functions:

  • Administering the Scheme in Cumbria eg collecting employer and employee contributions, maintaining member records and paying out benefits.  Much of this is done in conjunction with Your Pension Service - a shared service with Lancashire County Council
  • Investing the accumulated contributions of Cumbria LGPS until they are used to pay the benefits.

The Cumbria Pensions Committee is responsible for ensuring that these functions are discharged in accordance with the relevant regulations and that appropriate governance arrangements are in place and operating effectively.

Further details of the responsibilities of the Pension Committee are set out in the Council's Constitution.

The Cumbria Local Pension Board is responsible for assisting the County Council in securing compliance with regulations, legislation and the requirements of the Pensions Regulator; to ensure the effective and efficient governance and administration of Cumbria LGPS.

As at 31 March 2020 there were 126 employers within Cumbria LGPS, 58,396 members and the assets of the scheme totalled £ 2.574 billion.